How to Generate One time password (OTP) for ICICI BANK Credit Card

How to Manually Generate ICICI BANK Credit and Debit Card One time password (OTP) for IVR and mobile transactions.


There are three options to generate OTP in ICICI Bank Credit Cards.

Option 1

SMS the Text – IOTP Space (Last four digit of your 16-digit ICICI Credit Card Number) to 5676766 from your registered mobile number.

ICICI bank credit card OTP sms Number –  5676766

If your ICICI Card Number is —       1111 2222 3333 4444

Then  send SMS  IOTP 4444  < to> 5676766  from your registered mobile number only.

Option 2

Go to
and Enter your ICICI Bank Credit Card Number and valid from and Date of Birth
You will receive your OTP on the registered mobile number and Email.

Option 3

Automatic Generation of OTP.
During IVR Transaction, you will receive the OPT Automatically on your mobile number.

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